RISK DISCLOSURE STATEMENT

1. GENERAL INVESTMENT RISKS

All investments involve risk. The value of any investment may go down as well as up, and you may not recover the amount you originally invested. There is no guarantee that any investment objective will be achieved. Past performance is not a reliable indicator of future results.

You should never invest money that you cannot afford to lose. You should carefully consider your financial situation, investment objectives, risk tolerance, and investment horizon before making any investment decision.

2. RISKS SPECIFIC TO FINANCIAL INSTRUMENTS

Depending on the products or strategies recommended by your chosen Partner Advisor, you may be exposed to the following risks (this list is not exhaustive):

Investment idea execution risk: Investment ideas may be subject to execution delays, price gaps, slippage and market volatility. Stop-loss levels do not guarantee execution at a specific price or limit losses to a predetermined amount. Actual client results may differ from historical or model performance due to timing, position sizing, fees and other factors.

3. RISKS RELATED TO PARTNER ADVISORS

Your relationship with a Partner Advisor is independent of Cresco Technologies LTD. The following risks apply:

• No guarantee of performance: Any past performance or track record displayed by a Partner Advisor on the Platform does not guarantee future results.

• Regulatory status changes: A Partner Advisor's license may be suspended, revoked, or restricted after their onboarding onto the Platform. Cresco does not monitor or guarantee ongoing regulatory compliance of any Partner Advisor.

• Conflicts of interest: Cresco receives remuneration solely through revenue-sharing arrangements with licensed financial partners. This arrangement may create a potential conflict of interest. Financial partners may charge fees or commissions pursuant to their own client agreements. Material conflicts of interest and applicable compensation arrangements will be disclosed where required by law and the relevant product terms.

• Suitability risk: The investment recommendations provided by a Partner Advisor may not be suitable for your personal financial situation, even if based on your Investment Profile. Cresco does not verify the appropriateness of any recommendation.

• Advisor insolvency or misconduct: A financial partner may become insolvent, engage in misconduct or fail to meet its obligations. Claims and disputes arising from the regulated services provided by that partner should be directed to the relevant partner in accordance with the applicable client agreement and regulatory framework. Cresco does not assume responsibility for the regulated investment services, investment decisions or conduct of independent financial partners solely by providing access to their services through the Platform.

• Advisor termination: A Partner Advisor may cease offering services through the Platform at any time. You may be required to find a new advisor or transfer your assets.

4. RISKS RELATED TO THE PLATFORM AND TECHNOLOGY

Cresco Technologies LTD operates a digital platform. You acknowledge and accept the following technology-related risks:

• Platform unavailability: The Platform may be offline due to maintenance, cyber-attacks, third-party API failures (e.g., supported brokers or custodians, OpenAI, Didit), or force majeure events. During such periods you may not be able to access your Investment Profile, review or confirm an investment idea, or communicate with your Partner Advisor through the Platform.

• Data inaccuracies: Portfolio data displayed on the Platform is sourced from supported brokers, custodians or other third parties. Such data may be delayed, incomplete, or incorrect. Cresco is not responsible for errors in third-party data.

• AI-generated content errors: AI Summaries and analytics (provided via OpenAI) are probabilistic and may contain material inaccuracies, outdated information, or hallucinations. You are solely responsible for verifying any AI-generated information before relying on it.

• Cybersecurity risks: Despite reasonable security measures, no system is fully immune to unauthorised access, data breaches, or malware. Your personal and financial data could be compromised.

• Integration failures: The Platform relies on APIs from supported brokers, custodians and other integrated service providers, which may include Didit and OpenAI. Any failure, change, or discontinuation of those APIs may disrupt or terminate certain features without notice.

5. RISKS ASSOCIATED WITH INVESTMENT PROFILING

The investment profiling questionnaire is a simplified tool based on your self-declared responses. It does not constitute a comprehensive financial assessment. Risks include:

• Inaccurate profiling: If you provide incorrect, incomplete, or misleading responses, your Investment Profile will not reflect your true risk tolerance or financial situation, potentially leading to unsuitable recommendations from a Partner Advisor.

• Static nature: Your financial circumstances may change over time. The Platform does not automatically update your Investment Profile unless you manually modify it.

• False sense of security: An Investment Profile that suggests "conservative" or "moderate" risk does not eliminate the possibility of substantial losses. All investments carry risk regardless of profile.

6. RISKS OF USING THIRD-PARTY SERVICES

The Platform integrates with the following third-party services (among others):

• Supported brokers and custodians: Depending on the product and client arrangement, brokerage or custody assets are held with the relevant independent broker or custodian, not with Cresco. Such providers operate under their own agreements, regulatory frameworks and counterparty risks.

• OpenAI (AI Summaries): Data sent to OpenAI is anonymised but may be processed on servers located outside the ADGM (e.g., United States). This introduces data transfer risks and potential access by foreign authorities.

• Didit (identity verification): Didit processes your personal identification documents, which may include biometric data (e.g., facial image). Biometric data is considered a special category of personal data and carries additional privacy and security risks.

You are responsible for reviewing the terms, privacy policies, and risk disclosures of all third-party services you use in connection with the Platform.

7. JURISDICTIONAL AND REGULATORY RISKS

Regulatory status: Cresco Technologies LTD operates as a technology platform and is not authorised by the Financial Services Regulatory Authority (FSRA) to provide regulated financial services. Regulated investment services accessible through the Platform are provided by independent licensed financial partners under their respective agreements and applicable regulatory frameworks.

Geographic and product restrictions: Access to the Platform and eligibility for individual products or services are subject to separate requirements.

The Platform is not available to U.S. Persons. For the purposes of this Statement, a "U.S. Person" means a U.S. citizen or national, a lawful permanent resident of the United States, or an individual residing in or physically located in the United States of America, including its territories and possessions. Access is also restricted for persons subject to applicable sanctions prohibitions or located in jurisdictions where use of the Platform or the relevant service is prohibited by applicable law.

Even where general Platform access is permitted, certain investment products and regulated services may be unavailable depending on the client's location, residency, citizenship, investor classification, applicable law and the requirements of the relevant licensed financial partner.

Cresco and its partners reserve the right to refuse or restrict access to particular products or services where necessary to comply with applicable legal, regulatory or compliance requirements.

Tax risks: Your investments may be subject to taxes (capital gains, withholding, income, etc.) in your country of residence or where the investments are held. Cresco does not provide tax advice. You are solely responsible for any tax liabilities arising from your investment activities.

8. RISKS OF AI-GENERATED AND AUTOMATED CONTENT

The Platform may provide AI-generated portfolio summaries, analytics, or text. You expressly acknowledge:

• AI outputs are not investment advice.

• They may be factually wrong, misleading, or omit critical information.

• Cresco does not review, edit, or verify individual AI outputs.

• You should not make any investment decision based solely or primarily on AI-generated content. Always cross-reference with independent sources and, where appropriate, your Partner Advisor.

9. LOSS OF ACCESS OR ACCOUNT CLOSURE

Cresco reserves the right to suspend, restrict or terminate access to the Platform in accordance with the Terms of Use, including for security reasons, suspected fraud or misuse, breaches of applicable terms, or legal or regulatory requirements. Such measures may affect access to Platform features, communications and historical information. However, suspension or termination of a Cresco Platform account does not automatically terminate the user's independent agreements with a broker, custodian, licensed financial partner or other third-party service provider; those relationships remain subject to their respective terms. To the fullest extent permitted by applicable law, Cresco is not liable for investment losses arising solely from a lawful restriction of Platform access.

10. NO GUARANTEE OF ACCURACY OR COMPLETENESS OF INFORMATION

Any information displayed on the Platform -- including but not limited to market data, news, research, Partner Advisor profiles, and portfolio analytics -- is provided on an "as is" and "as available" basis. Cresco does not warrant that such information is accurate, complete, timely, or fit for any particular purpose. Human, technical, or systematic errors may occur. You assume full responsibility for verifying any information before acting upon it.

11. YOUR RESPONSIBILITY TO SEEK INDEPENDENT ADVICE

You are strongly encouraged to seek independent professional advice (legal, financial, tax, or otherwise) from a suitably qualified and regulated professional before making any investment decision or entering into an Advisory Agreement with any Partner Advisor. This Risk Disclosure Statement does not replace the need for personalised advice tailored to your individual circumstances.

12. ACKNOWLEDGEMENT OF RISK DISCLOSURE RECEIPT

By using the Platform, you confirm that:

1. You have read, understood, and accepted this Risk Disclosure Statement in full.

2. You understand that all investments carry risk and that you may lose some or all of your invested capital.

3. You acknowledge that, to the fullest extent permitted by applicable law, Cresco Technologies LTD, its officers, employees and agents shall not be liable for investment losses, changes in portfolio value, missed investment opportunities or losses arising from investment decisions, market conditions, or the advice, actions or omissions of independent financial partners. Cresco does not guarantee uninterrupted Platform availability or the accuracy of third-party information and, to the extent permitted by law, shall not be liable for losses resulting from service interruptions or inaccuracies in such information. Nothing in this Statement excludes or limits liability that cannot lawfully be excluded under applicable law.

4. You will obtain from your chosen Partner Advisor any additional risk disclosures required by that Partner Advisor's regulatory licence.

Cresco Technologies LTD Registration No.: 37097

Cresco is a technology platform and client interface for communication, investment opportunities, and access to licensed financial partners. Advisory, portfolio decisions, execution, and other regulated services are provided by licensed financial partners in accordance with applicable requirements. Cresco does not hold client assets or provide personal investment advice directly. Platform materials are for information only and do not constitute a personal recommendation. Past performance is not indicative of future results.

© Cresco Technologies Ltd. Registered in Abu Dhabi Global Market, United Arab Emirates. Registration No. 37097.